Mortgage arrears keep falling, but the numbers still matter

By Kerfuffle Editorial ·

Homeowner mortgage arrears fell for a tenth consecutive quarter. Buy-to-let arrears also saw a substantial annual decline, according to UK Finance.

There’s some welcome movement in the latest figures, though arrears are still an important part of the market picture. UK Finance recorded 76,080 homeowner mortgages in arrears in the third quarter of 2026.

That’s 10% fewer than a year earlier and 2% below the previous quarter. Buy-to-let arrears also made a substantial annual fall, although the figures provided don’t give a total.

For your branch, it’s a useful reminder to keep mortgage pressures in mind when speaking with buyers, sellers and landlords.

Read the full story at Property Soup.

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