Lumon
We’re a property-focused currency broker , specialising in helping clients move money internationally for property... Read more
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Overview
We’re a property-focused currency broker, specialising in helping clients move money internationally for property purchases and sales. This summer marks 25 years of supporting buyers and sellers across borders. With nearly 200 team members across 10 European offices, we move around £25 million a day — quickly, securely, and cost-effectively.
What is a currency broker?
We aim to offer clients better exchange rates and service than the banks when making international payments.
Why does this matter?
In 2024, 33,000 Brits bought property abroad, moving over £8.8 billion — that’s more than 100 completions a day involving currency transfers. And that doesn’t include overseas buyers investing in UK property.
Key Client benefits
Better exchange rates – more to spend with you
A personal account manager – when did the bank last call?
Free multi-currency accounts in minutes
Expert guidance on timing the market
Some Agent benefits
Stand out from the high street – win listings
Protect commission on international deals
Unlock a new revenue stream
If you’re speaking to clients buying or selling internationally, we’d love to help support those conversations.
Problems we solve for agents
We specialise in supporting clients who need to transfer money internationally. Here are just a few examples of where we add value:
- Buying or selling overseas property
- Relocating abroad and transferring savings or pensions
- Sending funds to family members in another country
- Paying for international school or university fees
- Releasing equity and moving proceeds internationally
- Managing regular overseas transfers (e.g. mortgage, maintenance, rent)
- Moving proceeds from a UK sale to fund a purchase abroad
Wherever your client is sending money, we can help them do it faster, safer, and more cost-effectively.
Reviews
There are a few simple (but powerful) ways to naturally introduce our service into your client journey. Here’s what we recommend:
1. Add a line to your offer letters or buyer onboarding packs, such as:
“As part of your offer, or your wider financial planning, will you be making any international money transfers?”
2. Include a similar line in your vendor listing packs or sale discussions, like:
“As part of your sale, or any related financial matters, are you currently making or planning any international transfers?”
These small prompts can make a big difference in identifying clients who could benefit from our support — and who can start generating commission for you.
We also have integrations with several leading CRM solutions, including REX and Reapit, which can help streamline the process even further. We’d be happy to talk you through how this works and what it could look like for your business.
We’re here to offer your clients better exchange rates and service than the banks when making international transfers — simple as that.
As a partner, you earn in two clear and transparent ways:
£50 account activation bonus – paid for every client you introduce who opens and activates an account with us.
Ongoing trading commission – you receive 20% of the profit we make (before costs) every time that client transfers with us.
There’s no honeymoon period, no hidden terms. Commissions are paid for the lifetime of the client relationship — even if they don’t end up buying or selling through you. If they use our service, you earn.
Just last month, one partner earned over £8,000 in commission from a client who hadn’t returned their calls in months and didn’t buy through them!
There are countless stories like this — we just need the chance to show you the value we bring.
Who comes to mind?
ROI
How about this, if your selling a property with one side moving the money internationally, and you are charging a 1% fee, your now earning 1.2% from the additional commission from us. Or you could say your uplifting your earning by an additional 20%.
Setup / Onboarding
Oh, about 90 seconds. 😉
Just a quick form with your contact details and agreement to our partner terms. The only key requirement is that you confirm you’ve got the client’s permission to introduce us.
Once that’s done, you’re all set. We’ll send over everything you need — including helpful resources — and invite you to join our partner community, where we share the latest economic and financial updates in easy, bitesize chunks.
Perfect for when someone stops you in the street and asks, “So… what are interest rates doing then?”
Training & Support
We get it — our industry is still relatively new territory for many UK agents. But that’s exactly why we’re here.
Every month, around 15–20 agents make their very first referral to us. We love guiding new partners through how it all works — from what we do, to how it benefits both you and your clients.
It starts with a quick 15–20 minute chat. No jargon, no pressure — just practical guidance.
We’re always on the move, meeting new partners and supporting existing ones, whether in person or over video call. And rest assured, there are no silly questions (we’ve probably heard them all before!).
We’ve even created a handy one-pager with all the basics — it takes less than five minutes to read. Just drop us a message, and we’ll send it right over. 😊
We run a number of events through the year, normally around brand events or moving events. Want to come to the next, send me an email and I'll let you know what we have on. I am on Steve.Eakins@LumonPay.com
Steve Eakins
Key Partner Director
Product range
We offer a range of currency solutions that go beyond what most clients are familiar with from their banks. Here’s a quick overview:
Spot Contracts – The most common option. This is a buy now, pay now agreement. The client locks in the exchange rate and settles within a few days. We then send the funds to their chosen account — either straight away or on a date they instruct.
Forward Contracts – A buy now, pay later option. This allows clients to lock in an exchange rate now, even if their full funds aren’t available yet — ideal when money is tied up in a property sale or investment. It gives certainty on budgets and peace of mind.
Time Options / Stop Loss Orders – These allow clients to set automatic buying instructions, triggering a transfer when a target exchange rate is hit. Perfect for navigating volatile market periods — or when someone like President Trump starts making headlines!
We’ll always guide clients through the best options for their needs — it's what we're here for.
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